Personal Finance

With much of the country experiencing frighteningly cold temperatures, it doesn’t seem like the time to issue “ways to save during winter” advice. With temperatures well below zero, the last thing anyone should be doing right now is turning off the heater and just bundling up with an extra bla...

Budgeting is an essential part of a healthy financial life. It allows you to create a spending plan for your money to ensure you always have enough for the things that are truly important to you. Rather than being restrictive, these budgeting tips help you form a clear picture of the money you have ...

Combining finances with your partner is a game changer. By pooling your resources and sharing expenses, you can end up with stronger growth potential and a larger safety net.   You can also end up divorced and broke.  While combining finances is great, it comes with the shared responsibility of m...

When you were a youngster, displaying one’s affections on Valentine’s Day meant perforated paper cards bought in bulk and handfuls of sugary conversation hearts. Fast forward to present-day adulthood, and it may be expectations have evolved to include fine dining at the hot new fusion restaurant...

Not everyone is a big fan of Valentine’s Day. My husband and I, for instance, see it as an excuse to sell greeting cards and boxes of chocolate. When February 14th rolls around, you won’t catch us at a fancy restaurant or on a romantic getaway.   But as cynical as we can be, we still […...

Is your debt stressing you out? If so, we promise you’re not alone. Especially if you are financing a home. According to the Center for Microeconomic Data, mortgage balances—the largest component of household debt—rose by $60 billion during the second quarter of 2018. If you’re committed to ...

If you’ve ever considered going car-free, I’m here to tell you to take the plunge. Over the last 6 years I’ve lived in 3 different cities, sans car (much to my suburban mother’s amazement). I got rid of my car in my early 20s, the moment I found a job that was walking-distance from my [&hell...

Ah, the holidays. Amid the cheer, festive gatherings with loved ones, and stress from the inevitable craziness, if not careful, they could put a serious dent on your credit cards. While it’s certainly not news that the holidays happen every year, they do have a way of unexpectedly creeping up on u...

If you live a frugal lifestyle, holidays can test your commitment to thriftiness. It feels silly to spend money on decor, tableware and lawn ornaments that only come out for a few weeks a year. But that’s the point of a holiday – spending time and energy to celebrate a fleeting moment, regardles...

I’ve been kicking around an idea for a scary movie. The main character leads a fairly normal life with a stable job, an affordable apartment and a partner to share expenses with. Things are going well. Then one day, they try to make a deposit at the bank – and there’s no record of an […...